With merging of AIA & ING, AIA is the only financial institution under the scrutiny of Bank Negara Malaysia (BNM) that offer the truly FIXED RATES loan. It's different from what most banks claimed fixed rate are, the fixed rate they are referring to is BLR-(x%), say if BLR-2.2%, it's fixed throughout the loan tenure. Bear in mind BLR is NEVER FIXED. So you still get fluctuating rates.
The latest AIA's home loan packages :-
As at 6th May 2013
PACKAGE 1 - 4.85% p.a.
PACKAGE 2 - 5.25% p.a. with zero moving cost features
PACKAGE 3 (NEW) - 4.25% p.a. (2 years) 4.99% p.a. (Thereafter)
So, contact us for new financing or refinancing !